Can insurance companies check your phone records?
Motor Vehicles Accidents
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January 29, 2024
You’ve been in a car accident, perhaps a single-car event, or maybe with another driver. Insurance representatives are asking for information, including access to your phone records. You stop and think–can insurance companies check your phone records? Don’t guess at the answer and potentially give these companies an excuse to deny coverage or put unfair…
Can you reopen a closed insurance claim?
Motor Vehicles Accidents
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January 15, 2024
After a car crash, you’re under much pressure to close the claim quickly. Maybe you can’t get your vehicle repaired until you get a settlement, or perhaps you’re behind on bills because you had to miss work. Unfortunately, you later realize that the settlement offer from the insurance company wasn’t enough to cover all your…
Should I hire a lawyer for a minor car accident?
Motor Vehicles Accidents
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December 27, 2023
If you were recently injured in a car crash, you may be unsure whether you have the right to take action against the driver who hit you. The Chicago car accident lawyers with Horwitz, Horwitz & Associates can review the details of your case and determine which legal options may be available to you. It’s…
What shouldn’t I say to an insurance adjuster after a crash?
Motor Vehicles Accidents
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December 20, 2023
You are in a car accident and know you need to tell the insurance company what your losses are. You are justified in being worried about what to do in this situation simply because there is a lot of risk to your case if you say the wrong thing. Insurance adjusters have the single goal…
What is a super speeder?
Motor Vehicles Accidents
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December 6, 2023
No one is exempt from the rules of the road. If a motorist travels well beyond the posted speed limit, they may be classified as a super speeder. For those who want to know more about what is a super speeder in Illinois, a Chicago car accident lawyer can help you out. At Horwitz, Horwitz…
Who’s liable for a broken walk signal?
Motor Vehicles Accidents
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November 28, 2023
Compensation for injured pedestrians The chances of someone getting hit by a car are higher when there’s a broken walk signal. Pedestrians may have to guess when to cross, or drivers may not realize they should stop and yield the right-of-way to those on foot. Suppose you’ve been struck by a car while trying to…
Can cold weather affect car sensors?
Motor Vehicles Accidents
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November 21, 2023
Chicago winters are miserable during morning commutes. Ice and snow are a chore, but they’re more than inconvenient. If your vehicle is equipped with automatic emergency braking systems (AEB) or forward-collision warning (FCW), bad weather can cause them to stop working. Problems with a car’s sensors can make it harder for you or other drivers…
Do insurance claims differ for accidents caused by faulty traffic lights?
Motor Vehicles Accidents
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November 14, 2023
One common assertion a driver may make after a collision is that the traffic signal wasn’t working correctly, causing the accident. It’s frustrating to navigate an intersection with a broken or malfunctioning traffic signal and dangerous for drivers who don’t remember Illinois rules for right-of-way in these situations. An inaccurately programmed traffic control device could…
What happens if you’re in an accident the same day you bought insurance?
Motor Vehicles Accidents
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October 31, 2023
If you get into an accident the same day you bought an insurance policy, are you fortunate or out of luck? The accident itself is an unfortunate event. And if your insurance is for the brand-new car you just bought, it is incredibly “unlucky.” As far as your policy goes, though, the news is a…
What happens if you don’t report an accident to insurance?
Motor Vehicles Accidents
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October 24, 2023
Suppose you are fortunate enough to escape without apparent serious injuries or damage to your car. In that case, you and the other party may be tempted to agree to deal with the costs without involving insurance companies. But what happens if you don’t report an accident to insurance? Do you save yourself from increased…