What happens if the at-fault driver is not insured?

When you are in a car accident in Illinois, your first option to receive compensation may be the other driver’s insurance company. Illinois is a fault state, meaning that the at-fault driver is responsible for the damages they have caused. However, that driver may have been underinsured or uninsured. Many people feel unsure about what…

Who’s liable for a Chicago police chase crash?

You may not be liable for losses you incur in a Chicago police chase crash. Parties who could be held accountable include the driver of the vehicle the police are chasing, the police officer driving a car in the chase, or the police department. At Horwitz, Horwitz & Associates, we make it easy to connect…

How do I obtain an accident report in Chicago?

When pursuing compensation for a car accident, you need all the evidence to take action. For example, the police will likely file a Chicago accident report from the scene, which can be valuable evidence. However, you may not know how to obtain an accident report in Chicago. Your Chicago car accident lawyer can help you…

How do adjusters determine who is at fault?

To determine fault in a car accident, an insurance company adjuster gathers information to understand what happened during the collision. They will examine all the evidence to establish whether to pay your claim and for how much. At this point, they may determine if you or someone else is at fault. At Horwitz, Horwitz &…

What if I was injured in a car accident at work?

You might file an insurance claim against the other driver if you’re hurt in an auto crash. However, what if you were injured in a car accident at work or while driving for your job? You could be eligible to seek workers’s compensation benefits. A Chicago car accident lawyer from Horwitz, Horwitz & Associates answers…

What are my rights as a passenger in a car accident?

You have a legal right to seek compensation if you are a passenger in a car accident and are injured. Determining fault will play a vital role in how your damages are covered. Knowing who bears responsibility, how to file a claim, and what to do when an insurance settlement does not cover your injuries…

How long will I feel sore after my car accident?

Following a Chicago car accident, you may feel achy and sore. Even if you were not severely injured, these pains can make it challenging to get your life back on track, and you may be worried about how long you can expect to be in pain and experience discomfort. Talk to your Chicago car accident…

Who’s at fault in a left-hand turn accident?

In most left-hand turn car accidents, it’s assumed the driver turning left is at fault. They have the highest obligation to drive carefully when making a left turn. However, these are some of the most challenging legal cases. They require a thorough understanding of the circumstances and all the factors involved, especially if other parties…

Why should I report a car accident in Chicago?

Calling 911 for a serious car crash brings needed medical help and law enforcement to aid the injured. Yet, you may question whether you should report an accident in Chicago if it seems minor. If you and the other party are fortunate enough to leave the scene without much injury or damage to yourselves, you…

How do you file a car accident police report in Chicago?

Filing a car accident police report is required for Chicago drivers involved in accidents in specific situations involving harm or property damage. Submitting the report is a legal obligation and a way to protect yourself from false accusations or losing out on collecting the compensation you deserve. If you need help with how to file…