Does an accident in a company car affect personal insurance?

In Illinois, all drivers must carry liability insurance. If you’re hit while driving a company car, your employer can file a claim against the at-fault driver’s insurance or use its own coverage if needed. However, the company’s policy may only cover vehicle damage, meaning you may need to file a separate claim for your injuries….

What is a multi-car crash?

Multi-car crashes can cause severe injuries and damage to your vehicle, leaving you wondering who is at fault. Determining all the liable parties requires help from an experienced Chicago car accident attorney. At Horwitz, Horwitz & Associates, we are trial lawyers committed to justice. When you or a loved one needs an accomplished Chicago multi-car…

Is black ice an at-fault accident? Understanding liability in Illinois

Yes, in most cases, a driver is still considered at fault in a black ice accident under Illinois law. Drivers are responsible for maintaining control of their vehicle, regardless of road conditions. However, liability in these cases can be complex, as drivers may argue that icy roads were beyond their control. At Horwitz, Horwitz &…

Who’s liable if a speed bump causes an accident?

When improperly designed, poorly maintained, or inadequately marked, speed bumps can contribute to accidents, leading to property damage, injuries, or even fatalities. If you’ve been involved in an accident caused by a speed bump, you may wonder who is responsible for your damages.   At Horwitz, Horwitz & Associates, our Chicago car accident attorneys help…

What happens if you’re in an accident with a delivery driver in Illinois?

If you’re involved in a delivery car accident in Illinois, determining liability depends on the circumstances of the crash and the driver’s employment status. Delivery drivers may be personally liable if they’re considered independent contractors, while their employer’s insurance may cover the accident if the driver is classified as an employee acting within the scope…

What is “force majeure” in Illinois law?

Determining liability in most car accidents hinges on the concept of negligence—whether a driver failed to exercise reasonable care. However, when a driver experiences a sudden medical emergency, Illinois law provides a unique legal defense known as “force majeure” (often called the “Act of God” defense). This doctrine argues that the driver is not liable…

What happens if I accidentally ran a red light with a camera?

In Chicago, red light cameras are positioned at intersections to capture images and video of vehicles that fail to stop at red lights. If you’ve accidentally run a red light with a camera nearby, you may receive a citation in the mail, complete with evidence from the camera system. Understanding what happens next, your rights,…

What is the average Uber settlement in Illinois after an accident?

Generally, Uber settlement amounts can range from a few thousand dollars for minor injuries to over $100,000 for severe cases. In exceptional circumstances, settlements can even approach Uber’s $1 million insurance policy limits, particularly for cases involving long-term disabilities or high medical expenses. At Horwitz, Horwitz & Associates, we understand that navigating an Uber accident…

What happens if someone else drives my car and gets in an accident?

Letting a friend or family member drive your car might seem like a simple favor, but what happens if that person gets into an accident while behind the wheel? In most cases, car insurance follows the vehicle, not the driver. This means that if someone else drives your car and gets into an accident, your…

How can I prove that another driver’s negligence caused a brain injury from a car accident?

Suffering a brain injury in a car accident can have devastating and life-altering consequences. If another driver’s negligence caused your brain injury, you may be entitled to compensation for medical bills, lost wages, pain and suffering, and more. However, proving that the injury resulted from the other driver’s negligence can be complex. At Horwitz, Horwitz…